How do I choose best mutual funds to invest for SIP?

Traditionally, Indians have preferred investments that offer a fixed return and safety of their capital. However, mutual funds have emerged as one of the popular investment avenues due to the potential capital appreciation over the long term that has the potential to exceed the returns from fixed income instruments. The Indian Mutual Fund industry has recorded Rs 31.42 lakh crore AUM, 9.79 crore folios, and 3.73 crore active SIP accounts as per AMFI data released on Mar 31, 2021. Investing in fixed deposits may not significantly grow investor’s income over the long term. For those looking to build wealth over the long term with market risk can consider investing in equity mutual funds.

Before setting out to choose the best mutual fund to invest in, Investors need to firstly determine their financial goals and their investment horizon and most importantly their risk-bearing capacity. Age, income, financial commitments all add up to your risk capacity. Based on these parameters, investors can then go on to shortlisting the best mutual funds to invest that meet their requirements.

Instead of focusing on the last one-year top performers, investors need to go a bit deeper to select the best mutual funds to invest in 2021. Last year’s best mutual funds may not continue their performance this year or the future. A good yardstick to measure the best mutual fund to invest is to evaluate their performance across market cycles. Assess the mutual fund performance across 1 year, 3 years and 5 year periods. Other criteria to assess a mutual fund performance can be:

What is the mutual fund expense ratio?
What is the portfolio churn rate?
What is the portfolio composition and their underlying concentration levels?
Qualitative Factors can include:

Investment processes and systems
Fund manager experience
Funds managed by the fund manager
As regards starting out an SIP investment. There is no one best mutual fund to invest which is suited for SIP mutual fund. An SIP can be started with any ticket size and does not burn a hole in one’s pocket. Anyone can start with as low as Rs. 500 per month. There are different types and varieties of mutual funds to choose from.

All mutual funds have the option of investing by lumpsum or by SIP mode. However, if you are ready to take market risk and looking for long term risk adjusted returns then one of the best mutual fund for SIP investment could be equity mutual fund which is a volatile asset class. SIPs average out the cost of investments over the long term. Equity mutual fund is generally considered as the best mutual fund to invest in for the long term. However, in case of returns, an SIP does not guarantee a better performance over lumpsum. This is because returns in equity mutual funds may not be linear. In short, if investors do not have a duration of 5-7 years, then they should not consider equity mutual funds.

Similarly, there is no one best mutual fund to invest in for lumpsum investment. However, lumpsum investments are by far suitable for investors who want to time the market.

How to Farm Loot Tink in Borderlands 3

Source: How to Farm Loot Tink in Borderlands 3

The famous videogame franchise of Gearbox Software, Borderlands is in the trending nowadays due to Loot Tinks. The gamers who are not familiar with Look Tink’s; they are newly appeared creatures in the world of Borderlands 3 that favor gamers with a plethora of Loot. Their Loot merely includes Legendary weapons and money. Apparently, loot Tinks are quite favorable for the gamers of Borderlands 3. However, farming loot through Loot Tink is a hard task to accomplish. Thus, below we have provided a specific workaround for the gamers that will help them in farming loot from Loot Tink.

About Loot Tink

The gamers first need to know a few things about Loot Tink before proceeding towards the farming process. Loot Tinks are apparent as a small creature that is red in color. Loot Tinks are well-known for dropping of numerous Loot that includes the money and legendary items. While slaying Loot Tinks, gamers may obtain legendary items and money through drops. Gamers need to find the exact locations of Loot Tink in order to grab Loot. The best place to navigate the Loot Tinks is Jakobs Estate. Below is a specific guide to help you with the farming of Loot through Loot Tinks. Make sure to read the guide carefully to avoid any mistakes.

How to Farm Loot Tink

The gamers need to first go to the Jakobs Estate; thereafter, they need to go to a save station. Once the gamers reached the safe station, then they need to save the game. Once they successfully saved the game, then they need to go to the Bandit Camp. Once the gamers reached the Bandit Camp, then they need to navigate the Loot Tink placed near the main gate.

Gamers need to inflict damage to the located Loot Tink through a fire attack. However, gamers need to be aware of minions who will try to protect the Loot Tink. Gamers need to slain all of them in order to easily fetch all the available Loot from the located Loot Tink. The subsequent Loot Tink will provide legendary weapons to the gamers, in case the players won’t find the drop items essential, then they can easily reload the game. Thereafter, they should again come back to the precise location to obtain legendary items through the following Loot Tink. Gamers need to continue this process until they find the legendary items of their choice.

This one is the easiest and best way of fetching Loot in Borderlands 3 as the whole process only conceives 2 minutes. Although there are several other ways to farm Loot in Borderlands 3, all those ways will require a bit of hard work and technique. Thus, this method is one of the best resorts to collect legendary items and money in Borderlands 3. It is advisable for the gamers to choose upon a legendary weapon type before going for a hunt as there are numerous guns available in the Borderlands 3.

The world of Borderlands 3 offers a wide variety of gaming experiences, especially for gamers who love aggressive gameplay. There are more than 2 Billion weapons in the world of Borderlands 3 that makes it the best RPG game amongst its lineup. Thus, the aspect of Loot Tink is a great one as it allows the gamers to obtain their favorite legendary weapon.

Conclusion

The primary motive behind this article is to provide the information of Borderlands 3 to the gamers. The information is mainly based upon its aspect of Loot Tink alongside we have specifically brief out ways to farm Loot through Loot Tinks. The process in the article is simple but complicated, so it is advisable to be aware while reading it to avoid making any sort of mistake. In the end, we believe that the gamers will find this article useful and successfully accomplish their purpose through it.

The gamers who haven’t try the gaming experience of Borderlands 3 can obtain it through Google Stadia, PC, Xbox One, and PS4.

Daniel Ryan is a creative person who has been writing blogs and articles about cyber security. He writes about the latest updates regarding norton.com/setup and how it can improve the work experience of users. His articles have been published in many popular e-magazines, blogs and websites.

How is AI going to change digital marketing in 2020?

In Digital Marketing brands are connecting with the audiences and AI is the best way to do that.

The things which were done by the human mind are now transforming to machines and can be done in a fast and efficient manner like visual perception, translations, decision making, etc. by the end of this year, 40% of digital transformation services will use artificial intelligence, and by 2025, the AI industry will grow to $190 billion.

Artificial Intelligence helps in optimizing the user experience in an efficient manner which is the basic need of digital marketing. the basic example is using Chatbots in the place of the human executive which is a 24/7 service that will automatically increase the productivity of the organization.

Another example of AI in digital marketing is Personalized content that is created according to the preferences of the customers. This is done by tracking the behaviors of the customers so that brands can showcase their products and services according to the interest of the customers.

The main objective of any organization is increasing the profit and reducing the cost. Artificial intelligence is simultaneously helping businesses drive revenue and save money. Businesses that implement AI see 59% better close rates, 58% increased revenue, 54% more traffic and engagement, and 52% more conversions.